Run a central capture room with two or three production scanners: batch feeding, accept/reject sorting, automated validation, and audit-ready workflow — all the way to cut-off.
Teams processing 1,000–20,000 cheques a day from a central location — not a single teller counter, and not a national clearing centre.
Branch consolidations, corporate cheque deposits, and image cash letter prep from a central capture room.
Customer payments, vendor cheques, and AR lockbox intake digitized before they hit the ERP.
Match cheques to remittance documents and invoices with extraction that feeds your ERP directly.
Rated speed is the start, not the answer. Realistic sustained throughput is 40–60% of rated dpm after feeder reloads, jam clears, and endorsement checks — size stations on that number.
| Scanner | Rated | Theoretical | Sustained / station | What it buys you |
|---|---|---|---|---|
| Panini Vision X (two-pocket) | 160 dpm | ~9,600 / hr | ~3,500–4,500 / hr | 3 pockets with exception sorting; 100-item feeder |
| Digital Check TellerScan TS240 | 120 dpm | ~7,200 / hr | ~2,500–3,500 / hr | 100-item feeder, inkjet endorser included |
| Epson TM-S9000II (two-pocket) | 200 dpm | ~12,000 / hr | ~4,000–5,500 / hr | Two-pocket dynamic routing; 100-item feeder |
| Canon CR-180III | 60 dpm | ~3,600 / hr | ~1,200–1,800 / hr | Desktop batch scanner for lower-volume rooms |
Example: a 5,000-cheque day clears comfortably with two stations running at sustained rates for ~90 minutes of scanning each, leaving room for jams, re-scans, and cut-off pressure. Three stations give you N+1 redundancy for a maintenance day or a volume spike.
Multiple scanners shouldn't mean multiple disconnected backlogs. Chequedb pools every scanned item into a single queue with per-device metadata — which station captured each item, when, and in which batch.
Front/rear images, MICR, CAR/LAR, date, payee — validated per item with confidence scores.
Low-confidence reads, stale/post-dated items, and duplicates go to a maker-checker review queue.
Clean items export as structured data to your core, ERP, or clearing gateway with full audit history.
Every item traceable from scanner to export: operator, device, batch, rule triggered, and approval.
of rated dpm as sustained throughput when sized right
for every scanner, operator, and batch in the room
per item: device, operator, rules, approvals, export
uptime target for the validation layer behind the scanners
Size the stations with the hardware catalog, score the software with the evaluation guide, then run a pilot against your own cheques.