Track every cheque your business receives or issues. See statuses like received, deposited, cleared, returned, outstanding, stopped, voided, reconciled, or pending review, with history your team can defend during reconciliation or audit.
Cheque tracking is the process of monitoring the status and evidence trail for cheques throughout their lifecycle, whether they are incoming customer cheques or outgoing supplier payments.
Instead of relying on spreadsheet rows and end-of-month bank checks, a modern cheque tracking portal connects each cheque image to extracted fields, approvals, linked invoices or bills, clearing evidence, exceptions, and audit history.
$5,000.00 • Cleared today at 9:42 AM
$12,500.00 • Est. clearance: Tomorrow
$3,200.00 • Presented yesterday
$8,750.00 • Insufficient funds
Everything you need to monitor and track cheques with complete visibility
Track every cheque's journey from issuance to clearance. View current status, location, and estimated clearance times in a unified dashboard.
Get notified immediately when cheque status changes—cleared, bounced, held for review, or delayed. Never miss an important update.
Connect to multiple banks and track all your cheques in one portal, regardless of which bank they were issued from or presented to.
AI-powered predictions tell you exactly when each cheque will clear based on historical data, bank processing times, and holidays.
Every status change, view, and action is logged with timestamps. Maintain compliance and investigate discrepancies with detailed history.
Analyze clearance patterns, identify slow-clearing banks, track bounce rates, and optimize your payment processes with data insights.
Follow every cheque through its complete journey with status updates at each stage
Cheque is created, signed, and recorded in the system. Status: Issued. Tracking begins immediately with unique identifier assignment.
Payee deposits the cheque at their bank. Status updates to Presented. System captures presentation date and receiving bank information.
Cheque enters the clearing system between banks. Status: In Clearing. Real-time updates show progress through clearing stages with estimated completion.
Final status determined: Cleared (funds transferred) or Bounced (returned unpaid). Instant notifications sent with reason codes for any returns.
Transform payment visibility into business advantages
Know exactly where every cheque is in the clearing process. No more guessing whether funds have cleared or calling banks for status updates.
Identify bounced or delayed cheques immediately instead of waiting days. Take action faster to recover funds or resolve issues.
Predict exactly when funds will be available based on clearance estimates. Optimize payment timing and working capital decisions.
Detect unusual patterns, duplicate presentments, and suspicious activity in real-time. Stop fraud before funds are lost.
Eliminate manual status checking and phone calls to banks. Staff focus on value-add activities instead of chasing payment statuses.
Analyze clearance patterns, identify efficient banks, and optimize your payment processes based on actual performance data.
See the difference cheque tracking makes
Any organization that issues or receives cheques can benefit from real-time tracking
Track client payment cheques and monitor clearance
Monitor rent cheques and security deposits
Track premium payments and claim settlements
Provide customers with cheque tracking services
High-volume B2B payment tracking
Complete payment visibility for SMEs
Common questions about our cheque tracking portal
Join thousands of businesses using Chequedb to track their payments with complete visibility and control.