Modern Cheque Processing
for Credit Unions

Chequedb is an AI-powered cheque processing platform built for member-owned credit unions. It delivers modern digital services like mobile cheque deposit, AI-driven fraud detection, and automated workflows — helping you compete with big banks while keeping fees low for members. Chequedb integrates with the core systems credit unions rely on: Fiserv DNA, Premier, Precision, FIS Horizon, Profile, and Jack Henry Silverlake, CIF 20/20, Core Director.

Mobile cheque deposit gives members 24/7 access to deposit services without visiting a branch — a convenience they expect from any financial institution. Members simply photograph their cheques, receive instant confirmation, and track deposit status in real-time. This eliminates a key reason members might switch to larger banks for digital services, directly improving retention. Credit unions using Chequedb report higher member satisfaction scores and reduced attrition to competitors.

Yes. Chequedb offers pre-built integrations with the core platforms credit unions depend on: Fiserv DNA, Premier, Precision, and Cleartouch; FIS Horizon, Profile, and Cleartouch; and Jack Henry Silverlake, CIF 20/20, and Core Director. The REST API enables real-time transaction posting, account verification, and deposit reconciliation. Our integration specialists work directly with your team to ensure seamless data flow without disrupting operations.

Chequedb automates manual cheque processing — reducing processing time by up to 75% and lowering operational costs. By enabling mobile deposits, you reduce branch traffic and teller workload, allowing staff to focus on member-facing services. These efficiencies let you invest savings back into better rates and lower fees for your members — reinforcing your not-for-profit value proposition.

Yes. Chequedb meets the stringent requirements NCUA examiners expect. We maintain SOC 2 Type II certification, PCI DSS Level 1 compliance, ISO 27001 certification, and GDPR compliance. All data is encrypted with AES-256 at rest and TLS 1.3 in transit. Our AI-powered signature verification and fraud detection protect against forged and altered cheques. For credit unions requiring data sovereignty, on-premise deployment keeps member data within your secure environment, satisfying examiner concerns about data control.

Most credit unions are fully operational with Chequedb within 2-4 weeks. Implementation includes system configuration tailored to your field of membership, core banking integration, staff training for tellers and member service representatives, and go-live support — all without disrupting daily operations. The cloud-hosted option requires no on-site IT infrastructure, and our support team understands the unique priorities of member-owned financial cooperatives.